Dear HCC students:



  1. Starting 2017, KADS1M (Kad Diskaun Siswa 1Malaysia) Debit card will be replacing the Bantuan Buku 1 Malaysia (BB1M) scheme.
  2. Malaysian students who commence their studies starting 1 Jan 2017 onwards are not eligible to apply.
  3. According to Bank Rakyat, all eligible students are required to submit an online application for KADS1M Debit card at http://www.bankrakyat.com.my/bppt. The online application due date is 31 march 2017.
  4. The RM250 assistance will be debited directly to KADS1M.
  5. Students will also get discounts when using the KADS1M to buy selected goods and services, subject to the conditions set by the participating companies and merchants.
  6. Students will need to pay an annual fee of RM5 for this card and it has to be renewed every 3 years.
  7. Successful applicants are required to present their Student ID Card and MyKad upon collection of KADS1M at Bank Rakyat.
  8. Please be reminded that any misuse of the card is a serious offence and offenders may be prosecuted under the Malaysian law.
  9. For more information and updates, please visit: 
  1. Terms and conditions at Bank Rakyat’s website
  2. KADS1M Online Application Form
  3. Participating companies and merchants listing


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